Fast & Flexible Mortgage Lending
Consumers win when there are many options to choose from. That is why our Hybrid Agents have access to many different investors. We actively shop your scenario to find you the best deal.
Mortgage Lending Basics
Consumers have three basic options when looking to secure a mortgage:
Traditional Brick & Mortar Bank: These are the big name banks that have a national presence. They do everything from savings accounts to commercial lending. Mortgages are part of what they offer, but it is not their single focus and their rates and service are often a function of how other parts of their banking business is performing.
Non-Depository Mortgage Banks: Some mortgage lenders lend their own money, but do not offer traditional banking products like checking accounts. They strictly focus on mortgages but only offer what they have available in-house. Their loan agents are captive to their offerings, pricing, and operations.
Mortgage Broker: This is our groove. As a mortgage broker, we have relationships with many different mortgage lenders and banks. We shop those investors to place your scenario in the most competitive position for rate, service, and time.
Each Hybrid Agent holds two licenses because we believe this gives them more firepower to meet your needs. Hybrid Agents don't have knowledge gaps between your family's real estate needs and financial reality. By understanding your scenario in every respect they are able to lead you through a more thoughtful and professional process.
Full Array of Mortgage Products
Our platform gives us access to everything you need, including:
- Conventional, Fannie Mae/Freddie Mac
- Reverse / HECM
- Hard/Private Money
Why Hybrid Agent Group
Hybrid Agents have more industry tools and knowledge to serve clients
We use commission rebates and buy-downs to secure lower rates and closing costs
Our mortgage brokering platform gives us more lending options and flexibility
Communication is easier with a one-stop-shop operation
Hyper-personal service where clients are known by name, not file number
Big enough to meet your needs, but small enough to know them